Auto-enrolment

You can now access the MyFutureFund Portal by going to myfuturefund.ie.

Access the latest news about auto-enrolment.

Learn what making contributions looks like for an employee in the MyFutureFund Contributions document below. Read examples and scenarios which show the value of contributions for different salaries. There are also examples showing how having more than one job is treated. You can also learn how the €80,000 earnings threshold is applied.

Auto-enrolment is a new retirement savings system for employees that will be introduced on 1 January 2026.

People who do not have a pension scheme, earn more than €20,000 per year and are aged between 23 and 60 will be automatically enrolled into the new system. This means that they will have extra money when they retire and won’t have to rely on the state pension alone.

An extra benefit to employees is that their employer and the State will also contribute – for every €3 that an employee puts in, the employer will also put in €3 and the State will top up by €1. This means that for every €3 contributed by the employee, €7 will be put into the employee’s account.

For more information, a playlist of videos explaining the auto-enrolment scheme have been added to our YouTube channel. It includes how auto-enrolment will work, who will be auto-enrolled, what the contribution rates are and information for employees and employers.

• what auto-enrolment means for the pensions industry
• launch of the Final Design Principles of an auto-enrolment Retirement Savings System for Ireland
• consultation on the auto-enrolment Retirement Savings System

Help Centre – This is specifically for payroll software providers or developers. Here you can find the latest technical guides and support documents to help you with the integration with MyFutureFund.

In addition, there is a Business Processes for Payroll document within the help centre, that contains information for payroll users and employers.