Officials are also continuing to monitor wider developments in the insurance industry, to ensure that Government can respond appropriately, should the need arise. For example, this year we enacted the Insurance (Miscellaneous Provisions) Act 2022, which includes a new requirement for insurers to notify customers should their claim be subject to a deduction of the value of any State supports they received. This is an element of consumer protection that became clear was lacking at the height of the pandemic, in the context of successful business interruption claims. Nevertheless, reforming the overall insurance environment, while seeking to secure sustainable competition through deepening and widening the supply of insurance services, remains the key goal, and we are open to considering all ideas that may help us to achieve that.