It is important to recall that at the start of the pandemic a core aim was to provide payments to the many businesses that needed them as quickly as possible. Objectively, I think we can agree this was achieved. However, there are lessons to be learnt about deductions by insurers. Accordingly, the Insurance (Miscellaneous Provisions) Bill 2021 will provide a robust, new framework to provide information on this practice. This, along with the policy learnings from this crisis will enable the government, when developing new supports, to help ensure that this does recur.