Auto-enrolment
What auto-enrolment is
Auto-enrolment is a new retirement savings system for employees that will be introduced on 1 January 2026.
People who do not have a pension scheme, earn more than €20,000 per year and are aged between 23 and 60 will be automatically enrolled into the new system. This means that they will have extra money when they retire and won’t have to rely on the state pension alone.
An extra benefit to employees is that their employer and the State will also contribute – for every €3 that an employee puts in, the employer will also put in €3 and the State will top up by €1. This means that for every €3 contributed by the employee, €7 will be put into the employee’s account.
For more information, a playlist of videos explaining the auto-enrolment scheme have been added to our YouTube channel. It includes how auto-enrolment will work, who will be auto-enrolled, what the contribution rates are and information for employees and employers.
Additional resources
- Published on: 3 April 2023
- Last updated on: 8 July 2025