The Treatment Benefit Scheme provides dental, optical and aural services to insured workers, the self-employed, retired people and their dependant spouse/partner who have the required number of social insurance (PRSI) contributions.
Under the scheme, you may qualify for:
- dental benefit
- optical benefit
- Grants towards hearing aid costs
You should contact your treatment provider to check if you qualify before getting any treatment. Before treatment, you will need to sign a consent form agreeing to your treatment provider having this information and giving your consent to have this information supplied to the government. This is needed to confirm that you qualify and to pay your claim.
If you decide to have treatment in another EU member state, an amount will be paid that is equivalent to the rate paid for similar treatment in Ireland, or the amount actually paid for the treatment – whichever sum is lower. You must still have the qualifying social insurance (PRSI) contributions.
Contact the Treatment Benefit Section before you travel to get an application form and details of the amounts the department will pay.
Treatment Benefit Section
Address:
Department of Social Protection, St Oliver Plunkett Road
, Letterkenny
, Co. Donegal
, F92 T449
Phone number:
To qualify, you must have paid class A, E, P, H or S social insurance (PRSI) contributions.
The amount of social insurance you need depends on your age. There are four age ranges listed below. Find your age range and read the relevant information.
Under 21 years
If you are under 21, you may qualify if you have paid at least 39 contributions at any time.
Aged 21-24
Between these ages you may qualify if you have paid at least 39 contributions and have:
- at least 39 paid or credited contributions in the governing contribution year (Example: 2019 is the governing contribution year for claims made in 2021)
OR
- 26 paid contributions in each of the second and third last contribution years (Example: For claims made in 2021, the second last contribution year is 2019 and the third last contribution year is 2018)
Aged 25-65
From the age of 25 onwards, you must have at least 260 paid contributions
AND in addition have:
at least 39 paid or credited contributions in the governing contribution year (2019 is the governing contribution year for claims made in 2021)
OR
26 paid contributions in each of the second and third last contribution years
For claims made in 2021, the second last contribution year is 2019 and the third last contribution year is 2018
Aged 66 and over
There are special rules and exceptions for people aged 66 and over.
You must also be in one of the following situations:
- you have 260 social insurance (PRSI) contributions paid at any time and 39 paid or credited contributions in the relevant tax year or the year immediately before it. Note: The relevant tax year is the second last completed tax year before reaching 66 years of age. Example: If you were 66 in 2010, the relevant tax year is 2008. If you were 66 in 2012, the relevant tax year is 2010
- you have 260 social insurance (PRSI) contributions paid at any time and 26 paid contributions in both the relevant tax year and the year immediately before it. The relevant tax year is the second last completed tax year before reaching 66 years of age
If you satisfy these conditions when you reach pension age, you will remain qualified for life.
Qualified at 60 and over
If you qualify for benefit at age 60–65, you keep that entitlement for life.
If you have retired on grounds of ill health or you are considered to be unemployed, you can apply for Illness Benefit or Jobseeker's Benefit if you satisfy certain conditions. If you qualify for these benefits, you may also be awarded credited contributions, which can be taken into account to extend coverage for Treatment Benefits.
Spouse, civil partner or cohabitant
A spouse, civil partner or cohabitant may, of course, qualify in their own right if they have enough social insurance contributions.
If your spouse, civil partner or cohabitant does not have enough social insurance contributions, they may still qualify for Treatment Benefits on your social insurance record. To do this, you must qualify for Treatment Benefits and your spouse, civil partner or cohabitant must be dependent on you.
A dependant spouse, civil partner or cohabitant must:
- have a gross income (before deductions) of €100 or less per week. If earning more than €100 per week, they must have been dependent on you before entering or resuming insurable employment (at class A, E, H, P or S)
- not be getting a social welfare payment, except Disablement Pension, Supplementary Welfare Allowance, Carer's Benefit or Child Benefit . If getting Carer's Allowance or State Pension (Non-contributory) they can qualify if they were dependent on you immediately before getting the allowance or pension
If an qualified insured person dies and their dependant spouse or civil partner was entitled to benefit at the time of the death, they keep their entitlement for as long as they remain widowed or a surviving civil partner.
A list of treatment providers is available below:
A list of fees payable is available.
Dental Benefit
Under this scheme, the department pays the full cost of an oral examination once a calendar year.
Since October 2017, a payment of €42 is provided towards either:
- a scale and polish
- a periodontal treatment– if clinically necessary
If the cost of either cleaning or periodontal treatment is more than €42, you must pay the rest. This is capped at €15 for a scale and polish. There is no cap on the balance charged for periodontal treatment.
You can get these treatments from private dentists who are on the department’s panel. Most dentists are on the panel, so you should find it easy to find a dentist. The dentist will check to see if you qualify for treatment.
They will need details from you like your:
- Personal Public Service (PPS) Number
- date of birth
- signature
A dependant spouse or civil partner will qualify if they satisfy the conditions under the dependant spouse scheme. They should give the PPS Number of the insured person they are dependent on. They will also have to sign the eligibility check form.
Optical Benefit
The Treatment Benefit Scheme entitles you to a free eyesight test once every second calendar year. But, sight tests for visual display units like computer screens, driving licences and so on are not covered.
Once every second calendar year, you can get a payment towards one pair of:
- reading and distance spectacles
- bifocal or varifocals
- contact lenses (including disposables)
Basic frames are free. If you choose more expensive frames, the department will pay €42 towards the overall cost and you pay the balance. Only opticians, optometrists or ophthalmologists who have a contract with the department can provide the treatment. Please check with your treatment provider.
Medical lenses
If you need contact lenses for medical reasons, the department will pay half the cost up to maximum of €500, provided you have a doctor’s recommendation. Under the Treatment Benefit Scheme, you can’t get contact lenses for purely cosmetic reasons. You can get contact lenses for optical (seeing) purposes through the Optical Benefit scheme.
Hearing aids
Suppliers may provide hearing aids if they have a contract with the department.
In this case, the department pays half the cost of:
- a hearing aid up to €500 for each hearing aid
- repairs to aids, up to €100
Note: From 1 April 2021 the Department will pay
• €500 towards the cost of each hearing aid
and
• €100 towards the cost of hearing aid repairs
You may get tax relief on certain non-routine dental treatments like crowns or tip replacing.
Don’t qualify for Treatment Benefit on your Irish social insurance (PRSI) record and you were previously insurably employed in a country covered by EU Regulations? You might be able to use your social insurance record in the other EU country to help you qualify, but you must have paid at least one reckonable social insurance (PRSI) contribution (classes A, E, H, P and S) since your return to Ireland.
You can make a claim through your treatment provider (dentist, dispensing optician, optometrist, ophthalmologist or audiologist). They will check if you qualify before you get a treatment and they can claim payment afterwards.
Your treatment provider will require some information to identify you, such as your:
- PPS Number
- date of birth
Before treatment, you will need to sign a consent form agreeing to your treatment provider having this information and giving your consent to have this information supplied to the government to enable payment of your claim.
If you are claiming as a dependant under the social insurance (PRSI) record of your spouse, civil partner or cohabitant, both you and your spouse or partner will need to complete a dependant spouse application form and send to Treatment Benefits section for approval.
For treatment received in other EU member states, you need to contact the Treatment Benefit Section at the address below to confirm that you qualify. If you do, you will send your receipts to the Treatment Benefit Section along with a letter with your contact information and details of your bank account (account name, number and sort code) into which payment will be made.
Treatment Benefit Section
Address:
Department of Social Protection, St Oliver Plunkett Road
, Letterkenny
, Co. Donegal
, F92 T449
Phone number:
Operational guidelines describe the processes and procedures that staff in the department follow when carrying out their work.
